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About Us: We’re a credit union committed to our members and local communities

Mainstream Credit Union is committed to delivering good, caring and transparent financial services as a supportive partner and advisor. Together, we help our members set and reach their goals, while putting our profits towards member services and helping our local communities. You can feel good about banking with Mainstream Credit Union.

Mainstream Credit Union was the first credit union to offer micro-loans through our Community Microfinance Program. The program also offers wrap-around support for underserved entrepreneurs with one-on-one consultations, financial education, tools, and workshops. Since its inception, the program has disbursed millions in loans and helped change the lives of thousands of underrepresented people and their families.

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Save on interest

With the Mainstream Credit Union credit card, get a 0% intro APR offer, plus no annual fee. Find out if you're preapproved for a Mainstream Credit Union® card with no impact to your credit to check.

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Home loans, covered

Refinance a mortgage balance from $35,000 to $300,000 with Mainstream Credit Union Home Loans, enjoy zero charges at closing..

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Get checking with the right features

Open a Mainstream Credit Union total Checking® account and set up direct deposit. Including a $0 Liability Guarantee that helps cover you from unauthorized transactions.

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Why Choose Us

Get World Class & Fastest Online Payment Service

Low Costing

Domestic and international outgoing wire transfer fees typically range from $0 to $35.

Safe & Secure

We keep our eye on your credit and identity with account activity tracking, data breach monitoring and much more

Support

Got any questions? We are always active and ready to attend to your request. You can also mail our support team

Happy Customers

Years in Banking

Our Branches

Successful Projects

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Our Services

Get Your online Banking

Cashback Checking

Other banks charge for checking but we reward you. Check out our online checking account with no monthly fees or balance requirements. Open a checking account today.

Personal Loans

A personal loan from Mainstream Credit Union of up to $35k can help you consolidate higher-interest debt or afford a large purchase. $0 origination fees, a fixed monthly payment and no prepayment penalty. Estimate your payments today with our personal loan calculator.

Credit Card

Mainstream Credit Union credit cards are built to give you great rewards and the service you deserve, from our flagship cash back credit cards to our flexible travel credit card. Compare credit cards to find which offer is right for you. Use our interest calculator to estimate your monthly payment.

Home Loans

With loan amounts from $35,000 to $300,000, and no cash required at closing, a home equity loan or a mortgage refinance from Mainstream Credit Union is a simple way to consolidate debt, make home improvements, cover college costs, and pay for other major expenses. Use our rate and payment calculator to estimate your monthly payment.

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Online Shopping

Shop Online Make In Online Banking Payments

  • Cards that work all across the world.
  • Highest Returns on your investments.
  • No ATM fees. No minimum balance. No overdrafts.
Online Banking
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You Can Find All Things You Need

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Goal Setting

Manage Your Money With Online Banking Solution

  • Learn To Budget
  • Create An Emergency Fund
  • Get Out Of Debt
  • Save And Invest Your Money